Privacy Policy

1. Introduction

Valo Credoire AI ("we", "us", or "our") provides AI-driven data analysis tools designed to help users, including students and young professionals, explore smaller cryptocurrency portfolios with greater context and caution. We are committed to protecting the privacy of visitors and users of our website and services (collectively, the "Service"). This Policy describes the categories of information we may collect, how we use that information, and the choices available to you.

2. Information We Collect

We may collect the following categories of information when you interact with our Service:

• A

  Account and Contact Information

  If you create an account or contact us, we may collect information such as your name, email address, and any other details you choose to provide.

• B

  Usage Data

  We may automatically collect information about how you interact with the Service, including pages viewed, features used, timestamps, and referring pages.

• C

  Device and Technical Data

  This includes IP address, browser type, operating system, device identifiers, and similar technical information collected via cookies or similar technologies.

• D

  Portfolio and Input Data

  Information you voluntarily input into our analysis tools, such as portfolio composition or asset selections, for the purpose of generating informational outputs.

3. How We Use Your Information

We may use the information we collect for purposes including:

• Providing, operating, and maintaining the Service and its analysis features;
• Personalizing your experience and improving the relevance of informational outputs;
• Communicating with you about updates, support requests, or administrative notices;
• Monitoring usage patterns to diagnose technical issues and improve performance;
• Detecting, preventing, and addressing fraud, abuse, or security incidents;
• Complying with applicable legal obligations.

4. Cookies and Tracking Technologies

We may use cookies, local storage, and similar tracking technologies to operate the Service, remember preferences, and analyze usage trends. You can typically control cookies through your browser settings; however, disabling certain cookies may limit functionality of the Service.

5. How We Share Information

We do not sell personal information. We may share information in the following circumstances:

• Service Providers: With third-party vendors who perform functions on our behalf, such as hosting, analytics, or customer support, under appropriate confidentiality obligations.
• Legal Compliance: When required to comply with applicable law, regulation, legal process, or governmental request.
• Business Transfers: In connection with a merger, acquisition, financing, or sale of assets, subject to standard confidentiality terms.
• With Your Consent: In other circumstances where you have provided explicit consent.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymize it.

7. Data Security

We implement reasonable technical and organizational measures designed to protect information from unauthorized access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Your Rights and Choices

Depending on your jurisdiction, you may have rights regarding your personal information, which may include the right to:

• Request access to the personal information we hold about you;
• Request correction of inaccurate or incomplete information;
• Request deletion of your personal information, subject to certain exceptions;
• Object to or restrict certain processing activities;
• Request portability of your personal information;
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details provided in the "Contact Us" section below. We may need to verify your identity before fulfilling certain requests.

9. Children's Privacy

The Service is not directed to individuals under the age of majority in their jurisdiction, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

10. International Data Transfers

Your information may be transferred to, stored in, and processed in countries other than the one in which you reside. Where required, we take steps intended to ensure that such transfers are conducted in accordance with applicable data protection laws.

11. Third-Party Links

The Service may contain links to third-party websites or services that are not owned or controlled by Valo Credoire AI. This Policy does not apply to third-party sites, and we encourage you to review the privacy policies of any third-party services you visit.

12. No Financial or Investment Advice

Information collected and processed through our analysis tools is used solely to generate informational outputs. Nothing collected or provided through the Service constitutes financial, investment, legal, or tax advice, and it should not be relied upon as such.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal or operational reasons. We will indicate the date of the most recent revision at the top of this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: